Blue Pearl Mortgage Blog

Gross debt service ratio. Loan-to-value ratios. Total debt service ratio. What the heck does all of this mean? School may be out, but it’s time to get..

You know it Canada, we are aging well, living longer and loving life. 55 is the new 35! If you are part of the Boomer generation, you already know..

Attitude is everything. Changing your attitude about a situation is the first step on the way to starting to make real change. In debt? Perhaps it’s..

Getting into debt is easy. Get a credit card or two. Buy a new car with a "simple" monthly payment. Add in your regular bills, maybe a new cellphone..

This past fall, one of our clients in Toronto, a long-term renter, enlisted our help to purchase a property but the kicker was, they decided not to..

If you love the holiday season as we do, you probably go all out to make sure that everyone around you has a jolly good time. There are the..

When securing a mortgage, there are several options you can consider to pay down the mortgage such as shortening the amortization period, double-up..

Your Home is Your Financial Hero Series

For most owners, their home is their most valuable asset. To truly make your home into a hero and reap the..

Investing in real estate can be challenging. While the rewards can be huge, there are also a number of risks that you will need to consider prior to..

If you are a recent graduate, you might think that buying a home is many years off, but that's not necessarily the case. If your goal is homeownership,..