Blue Pearl Mortgage Blog

It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider..

Most people float the idea of investment property around at some point in their life, and the growing popularity of real estate buy-and-flip shows only..

Gross debt service ratio. Loan-to-value ratios. Total debt service ratio. What the heck does all of this mean? School may be out, but it’s time to get to..

You know it Canada, we are aging well, living longer and loving life. 55 is the new 35! If you are part of the Boomer generation, you already know this...

Attitude is everything. Changing your attitude about a situation is the first step on the way to starting to make real change. In debt? Perhaps it’s time..

Getting into debt is easy. Get a credit card or two. Buy a new car with a "simple" monthly payment. Add in your regular bills, maybe a new cellphone plan,..

This past fall, one of our clients in Toronto, a long-term renter, enlisted our help to purchase a property but the kicker was, they decided not to move..

If you love the holiday season as we do, you probably go all out to make sure that everyone around you has a jolly good time. There are the decorations,..

When securing a mortgage, there are several options you can consider to pay down the mortgage such as shortening the amortization period, double-up..

Your Home is Your Financial Hero Series

For most owners, their home is their most valuable asset. To truly make your home into a hero and reap the rewards..