Blue Pearl Mortgage Blog

What’s the deal with ratios?

July 14, 2019| Posted by: Blue Pearl Mortgage Group

Gross debt service ratio. Loan-to-value ratios. Total debt service ratio. What the heck does all of this mean? School may be out, but it’s time to get..

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Re-thinking your “debtitude”

March 29, 2019| Posted by: Blue Pearl Mortgage Group

Attitude is everything. Changing your attitude about a situation is the first step on the way to starting to make real change. In debt? Perhaps it’s..

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Develop your “get-rid-of-my-debt” plan

March 04, 2019| Posted by: Blue Pearl Mortgage Group

Getting into debt is easy. Get a credit card or two. Buy a new car with a "simple" monthly payment. Add in your regular bills, maybe a new cellphone..

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The holidays – a time for family, friends, food, fun, gifting and unfortunately, bills!

December 19, 2018| Posted by: Blue Pearl Mortgage Group

If you love the holiday season as we do, you probably go all out to make sure that everyone around you has a jolly good time. There are the..

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The flexibility of a HELOC

November 07, 2018| Posted by: Blue Pearl Mortgage Group

Have you ever thought about how you might pay for a costly emergency home repair or an unforeseen life event? There may come a time in your life when..

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Be a winner when interest rates increase

October 16, 2018| Posted by: Blue Pearl Mortgage Group

After years of low-interest rates, economist and industry observers predict the Bank of Canada (BoC) will raise interest rates again on October 24. The..

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