Blue Pearl Mortgage Blog

Gross debt service ratio. Loan-to-value ratios. Total debt service ratio. What the heck does all of this mean? School may be out, but it’s time to get to..

Attitude is everything. Changing your attitude about a situation is the first step on the way to starting to make real change. In debt? Perhaps it’s time..

Getting into debt is easy. Get a credit card or two. Buy a new car with a "simple" monthly payment. Add in your regular bills, maybe a new cellphone plan,..

If you love the holiday season as we do, you probably go all out to make sure that everyone around you has a jolly good time. There are the decorations,..

Have you ever thought about how you might pay for a costly emergency home repair or an unforeseen life event? There may come a time in your life when you..

After years of low-interest rates, economist and industry observers predict the Bank of Canada (BoC) will raise interest rates again on October 24. The..